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OPM.gov / Insurance / Guide Me
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Guide Me

New / Prospective Employees

Overview

As a Federal employee, you may be able to enroll in health, dental, vision and life insurance, flexible spending accounts, and apply for long term care insurance. You can find information about each program by clicking on one of the links below. Each section includes common questions to help guide you to the information you need.

Choose a program to begin:

Health

As a Federal employee, you may be able to enroll in health, dental, vision and life insurance, flexible spending accounts, and apply for long term care insurance. You can find information about each program by clicking on one of the links below. Each section includes common questions to help guide you to the information you need. Learn More

Dental

Eligible employees and annuitants can choose among 7 nationwide and 5 regional dental plans. Nationwide plans also offer international coverage. Learn More

Vision

Eligible employees and annuitants can choose among 5 nationwide vision plans. Nationwide plans also offer international coverage. Learn More

Life

We offer the largest group life insurance program in the world, covering employees, retirees and family members. Learn More

Flexible Spending Accounts

Eligible employees can choose to enroll in up to three different flexible spending accounts during Open Season. Learn More

Long Term Care

Most Federal and U.S. Postal Service employees and annuitants, active and retired members of the uniformed services, and their qualified relatives are eligible to apply for insurance coverage under the FLTCIP. Learn More

Health

How do I enroll?

You can enroll using the Health Benefits Election form (SF 2809) or perhaps, through an agency self-service system such as Employee Express, MyPay, Employee Personal Page, or Employee Benefits Information System (EBIS). Contact the Human Resources Office (HRO) of your agency for details.

Your SF 2809 can be processed by your HRO and Payroll Office. According to enrollment guidelines, they will determine your effective date of coverage, complete the bottom portion of the form, make the appropriate payroll premium deductions, and forward a copy to the Federal Employees Health Benefits plan you chose.

The plan will process your health care information and send you a health care identification card. If you do not receive an ID card or need to check the status of your health care enrollment, contact the plan or your HRO. Once you are enrolled in the plan, you do not need to reenroll each year.

New Federal Employee Enrollment Information

Related Questions

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