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Retirees / Survivors Guide Me

Overview

Welcome to the insurance services website for Federal retirees and their survivors. Here, you will find various resources to help you and your family make informative choices regarding health, dental, vision, life, and long term care insurance. You can find information about each program by clicking on one of the links below. Each section includes common questions to help guide you to the information you need.

Choose a program to begin:

Health

As a Federal employee, you may be able to enroll in health, dental, vision and life insurance, flexible spending accounts, and apply for long term care insurance. You can find information about each program by clicking on one of the links below. Each section includes common questions to help guide you to the information you need. Learn More

Dental

Eligible employees and annuitants can choose among 4 nationwide and 3 regional dental plans. Nationwide plans also offer international coverage. Learn More

Vision

Eligible employees and annuitants can choose among 3 nationwide vision plans. Nationwide plans also offer international coverage. Learn More

Life

We offer the largest group life insurance program in the world, covering employees, retirees and family members. Learn More

Flexible Spending Accounts

Eligible employees can choose to enroll in up to three different flexible spending accounts during Open Season. Learn More

Long Term Care

Most Federal and U.S. Postal Service employees and annuitants, active and retired members of the uniformed services, and their qualified relatives are eligible to apply for insurance coverage under the FLTCIP. Learn More

Health

How do I report a death?

The death of your husband/wife or child may affect your insurance enrollment and/or designation(s) of beneficiary. Contact your retirement system for additional information on how to make any necessary changes to your benefits or designations. You also need to notify your health plan of the death of any family member as your retirement system does not notify your health plan.

Note: If you are not enrolled in the Federal Employees Health Benefits (FEHB) Program for Self and Family coverage at the time of your death, your family members will NOT be eligible to enroll in the FEHB Program under any survivor benefits (annuity) that they may be entitled to receive after your death.

Please contact your retirement system. If you are a CSRS or FERS retiree, please visit report the death of an annuitant.

You can also contact OPM at 1-888-767-6738 or send an email to retire@opm.gov. In addition, you can also write to the Retirement Office at:

U.S. Office of Personnel Management
Office of Retirement Programs
P.O. Box 45
Boyers, PA 16017

For more information on Survivor Annuitants please visit the FEHB Handbook.

Related Questions

Dental

Eligible employees and annuitants can choose among 4 nationwide and 3 regional dental plans. Nationwide plans also offer international coverage.

Choose your question:

Vision

Eligible employees and annuitants can choose among 3 nationwide vision plans. Nationwide plans also offer international coverage.

Choose your question:

Life

We offer the largest group life insurance program in the world, covering employees, retirees and family members.

Choose your question:

Flexible Spending Accounts

Eligible employees can choose to enroll in up to three different flexible spending accounts during Open Season.

Choose your question:

Long Term Care

Most Federal and U.S. Postal Service employees and annuitants, active and retired members of the uniformed services, and their qualified relatives are eligible to apply for insurance coverage under the FLTCIP.

Choose your question:

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