Thirty-one-day temporary extension of coverage and conversion to an individual contract
When you lose Federal Employees Health
Benefits (FEHB) coverage other than by cancellation
(including cancellation by nonpayment
of premiums) you have a 31-day temporary
extension of coverage, at no cost, in the same
enrollment category so you may convert to an
individual contract with your current health
benefits plan. This is true even when you also
have the right to elect temporary continuation of
FEHB coverage. TCC takes effect on the day that
the 31-day temporary extension of coverage
ends. Coverage is retroactive to that date if the
enrollment processing is completed later.
When you elect TCC instead of the conversion
policy you have another 31-day extension of
coverage, at no cost, in the same enrollment
category held at the time TCC expires. You have
another opportunity to convert to an individual
contract when the temporary continuation ends
(other than for cancellation).