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 Use our FEGLI Calculator to see how these rates apply to you and to see the effect of various option changes. |
These rates were effective on the first pay period that started on or after January 1, 2012. For earlier rates see our rates history pages. |
Cost for each $1,000 of the Basic Insurance Amount in Effect at the Time of your Retirement
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| $0.325 monthly |
$0.965 monthly |
$2.265 monthly |
| No Cost |
$0.64 monthly* |
$1.94 monthly* |
* You will continue to pay premiums for life (unless you cancel or subsequently
elect 75% Reduction).
Rates May Change in the Future
Rates for Option A - Standard (Monthly)
| Under 35 |
$0.65 |
| 35-39 |
$0.87 |
| 40-44 |
$1.30 |
| 45-49 |
$1.95 |
| 50-54 |
$3.03 |
| 55-59 |
$5.85 |
| 60-64 |
$13.00 |
| 65+ |
No Cost |
Rates May Change in the Future
Rates for Option B - Additional
| Under 35 |
$0.043 |
| 35-39 |
$0.065 |
| 40-44 |
$0.108 |
| 45-49 |
$0.173 |
| 50-54 |
$0.282 |
| 55-59 |
$0.498 |
| 60-64 |
$1.127 |
| 65 and over |
No Cost*
(BUT see below) |
* For eligible annuitants who elected No Reduction for Option B, coverage is NOT free for age 65+. These annuitants must continue to pay premiums as shown below for No Reduction Option B coverage.
| 65-69 |
$1.343 |
| 70-74 |
$2.470 |
| 75-79 |
$3.90 |
| 80 and over |
$5.20 |
Rates may change in the future.
Rates for Option C - Family
1 Multiple = $5,000 For A Spouse
1 Multiple = $2,500 For Each Eligible Dependent Child
| Under 35 |
$0.48 |
| 35-39 |
$0.63 |
| 40-44 |
$0.91 |
| 45-49 |
$1.37 |
| 50-54 |
$2.04 |
| 55-59 |
$3.29 |
| 60-64 |
$5.85 |
| 65+ |
No Cost*
(BUT see below) |
*For eligible annuitants who elected No Reduction for Option C, coverage is NOT free for age 65+. These annuitants must continue to pay premiums, as shown below:
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$6.80
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$7.80
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$10.40
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$14.30
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Rates may change in the future