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OPM.gov / Insurance / Guide Me
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Guide Me

Federal Employees

Overview

Choose a program to begin:

Health

As a Federal employee, you may be able to enroll in health, dental, vision and life insurance, flexible spending accounts, and apply for long term care insurance. You can find information about each program by clicking on one of the links below. Each section includes common questions to help guide you to the information you need. Learn More

Dental

Eligible employees and annuitants can choose among 7 nationwide and 5 regional dental plans. Nationwide plans also offer international coverage. Learn More

Vision

Eligible employees and annuitants can choose among 5 nationwide vision plans. Nationwide plans also offer international coverage. Learn More

Life

We offer the largest group life insurance program in the world, covering employees, retirees and family members. Learn More

Flexible Spending Accounts

Eligible employees can choose to enroll in up to three different flexible spending accounts during Open Season. Learn More

Long Term Care

Most Federal and U.S. Postal Service employees and annuitants, active and retired members of the uniformed services, and their qualified relatives are eligible to apply for insurance coverage under the FLTCIP. Learn More

Health

Am I eligible?

As a Federal employee, you are eligible to elect Federal Employees Health Benefits (FEHB) Program coverage unless your position is excluded by law or regulation. Your agency applies these rules and determines your eligibility.

If you did not enroll during the 60-day period after your start date, you can enroll during the annual Federal Benefits Open Season (mid November through mid-December) or upon experiencing an FEHB-specific Qualifying Life Event.

Related Questions

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