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Page numbers referenced within this brochure apply only to the printed brochure

NALC Health Benefit Plan


  • Rates
  • Changes for 2024
  • Summary of Benefits
A Fee-for-Service Plan (High Option and Consumer Driven Health Plan) with a Preferred Provider Organization


This plan's health coverage qualifies as minimum essential coverage and meets the minimum value standard for the benefits it provides. See page 8, FEHB Facts for details. This Plan is accredited. See page 13, Section 1. How This Plan Works.

Sponsored and administered by the National Association of Letter Carriers (NALC), American Federation of Labor and Congress of Industrial Organizations (AFL-CIO)

Who may enroll in this Plan:
 • A federal or Postal employee or annuitant eligible to enroll in the Federal Employees Health Benefits Program;
 • A former spouse eligible for coverage under the Spouse Equity Law; or
 • An employee, former spouse, or child eligible for Temporary Continuation of Coverage (TCC). 


To become a member or associate member: If you are a Postal Service employee, you must be a dues-paying member of an NALC local branch. If you are a non-Postal employee, annuitant, survivor annuitant, or a Spouse Equity or TCC enrollee, you become an associate member of NALC when you enroll in the NALC Health Benefit Plan. See page (Applies to printed brochure only), Non-FEHB Benefits Available to Plan Members for more details.


Membership dues: NALC dues vary by local branch for Postal employees. Associate members will be billed by the NALC for the $36 annual membership fee, except where exempt by law. Call Membership at 202-662-2856 for  inquiries regarding membership, union dues, fees, or information on the NALC union. To enroll, you must be or become a member of the National Association of Letter Carriers.


Enrollment codes for this Plan
High Option: 321-Self Only; 323-Self Plus One; 322-Self and Family
CDHP: 324-Self Only; 326-Self Plus One; 325-Self and Family

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