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OPM.gov / Insurance / Guide Me
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Guide Me

Federal Employees

Overview

Choose a program to begin:

Health

As a Federal employee, you may be able to enroll in health, dental, vision and life insurance, flexible spending accounts, and apply for long term care insurance. You can find information about each program by clicking on one of the links below. Each section includes common questions to help guide you to the information you need. Learn More

Dental

Eligible employees and annuitants can choose among 7 nationwide and 5 regional dental plans. Nationwide plans also offer international coverage. Learn More

Vision

Eligible employees and annuitants can choose among 5 nationwide vision plans. Nationwide plans also offer international coverage. Learn More

Life

We offer the largest group life insurance program in the world, covering employees, retirees and family members. Learn More

Flexible Spending Accounts

Eligible employees can choose to enroll in up to three different flexible spending accounts during Open Season. Learn More

Long Term Care

Most Federal and U.S. Postal Service employees and annuitants, active and retired members of the uniformed services, and their qualified relatives are eligible to apply for insurance coverage under the FLTCIP. Learn More

Long Term Care

How can I find out what coverage I have?

Once your application is approved and you enroll, you will receive a welcome packet which includes the effective date of your coverage, details of your program, and a Benefits Booklet. If you misplace these items, you can call Long Term Care Partners at 1-800-LTCFEDS (1-800-582-3337) for details of your coverage. You can also create an online account at www.ltcfeds.com and check on your coverage 24/7.

Related Questions

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