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Option B - Additional

You may elect Option B insurance in an amount equal to one, two, three, four or five times your annual basic pay (after rounding up to the next even $1,000).

The cost of Option B insurance depends on your age. When you have a birthday that moves you to another age group, you will begin paying the premiums for the new age group in the first pay period that starts after your birthday. The premiums increase depending on your age group, as shown in the following table:

Age GroupBiweekly withholding ($)
per $1,000 of insurance
Monthly withholding ($)
per $1,000 of insurance
Under age 35 0.02 0.043
Age 35 through 39 0.03 0.065
Age 40 through 44 0.04 0.087
Age 45 through 49 0.07 0.152
Age 50 through 54 0.11 0.238
Age 55 through 59 0.20 0.433
Age 60 through 64 0.44 0.953
Age 65 through 69 0.54 1.170
Age 70 through 74 0.96 2.080
Age 75 through 79 1.80 3.900
Age 80 and Over 2.64 5.720
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