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Contact Healthcare & Insurance

General Contact Information

Agency Headquarters Benefits Officers
Mailing Address
U. S. Office of Personnel Management
Federal Employees Health Benefits Program, Room 3443
1900 E Street, NW
Washington, DC 20415-0001
Business Hours
8:00 a.m. - 5:00 p.m. Eastern Time
Monday thru Friday

Federal Employees Health Benefits Program (FEHB)

How to Get Help

OPM does not have any specific information on current employee health plan enrollment, and we cannot individually advise you on the best plan for you.

These web pages can help with many questions:

To get additional assistance:

  • Current employees and their families should contact the employing agency Human Resources Office or the health plan. If you aren't sure which Human Resources Office to contact, see our list of agency headquarters benefits officers.
  • Annuitants may contact OPM by telephone or mail following the instructions on the retirement programs home page.

Disputed Claims

You have the right to file a claims dispute with the Office of Personnel Management after exhausting the carrier's own appeal procedures. The plan brochure includes specific instructions on how to file such a claim, and who to send it to in our office. See our Disputed Claims page.

Reporting Suspected Fraud

Suspected fraud should be reported to our Office of the Inspector General if you do not receive satisfaction in your efforts to resolve the matter with your health plan. Instructions are found on our Health Care Fraud page.

Agency Policy Questions

Agency headquarters offices may send questions concerning interpretation and technical guidance on FEHB law, regulations and policy to Agency field offices should contact their headquarters. Employees should direct questions to their Human Resources Office.

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Federal Employees Dental and Vision Insurance Program (FEDVIP) (Dental/Vision)

For enrollment/premium questions regarding the Federal Employees Dental and Vision Insurance Program, please contact BENEFEDS at 1-877-888-3337*. To enroll in FEDVIP, please visit the BENEFEDS Official Enrollment Website.

Federal Employees' Group Life Insurance Program (FEGLI) (Life)

Current Coverage

OPM does not have specific information on FEGLI coverage for current employees or annuitants. If you have questions regarding your current FEGLI coverage (if any), you must contact your Human Resources Office or local personnel office. Annuitants must contact the OPM Retirement Office at 1-888-767-6738* or send an email to Your employing agency maintains all of your records (including designation of beneficiary forms, if any.)

OPM and OFEGLI do not have access to your records. Please do not email us asking how much coverage you have, or asking who your current beneficiary is.

These web pages can help you with many questions.

Comments on the Website

We can provide help with technical questions on the FEGLI website and are happy to receive suggestions for improving the site. Please send an email to Do not send questions about the FEGLI program or your FEGLI coverage to this address.

Agency Questions

Agency headquarters officers may send questions concerning interpretation and technical guidance to Agency field officers should contact their headquarters. Employees should direct their questions to their agency Human Resources Office.

Federal Flexible Spending Account Program (FSAFEDS)

For further information, visit FSAFEDS website or call 1-877-372-3337, TTY 1-866-353-8058. For comments on our website, please send your thoughts to

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Federal Long Term Care Insurance Program (FLTCIP) (Long Term Care)

You can reach Long Term Care Partners (LTCP), administrator of the Federal Program, at:
1-800-LTC-FEDS (1-800-582-3337) (TTY: 1-800-843-3557)

LTCP regular hours of operation are Monday - Friday, 8 a.m. to 6 p.m., Eastern Time. If you would like to:

  • Start a claim or discuss your plan of care, press option 1.
  • Get help completing your application or have general questions about the Program, press option 2 to speak with a Certified Long Term Care Insurance Consultant.
  • Ask questions about your application, if you have already applied, or about your coverage, if you are a current enrollee, press option 3.

For billing questions, please call BENEFEDS, administrator of the premium payment processes on behalf of the FLTCIP, at:

1-877-888-FEDS (1-877-888-3337) TTY 1-877-889-5680

BENEFEDS' regular hours of operation are Monday through Friday, 9 a.m. to 7 p.m. Eastern Time.

Agency Questions

Agency headquarters officers may send questions concerning interpretation and technical guidance to

International Callers

If you are calling from outside the United States, please use the steps below to contact us by phone:

  1. Locate your AT&T Direct Code
  2. Dial your code (you may have to speak to an operator) followed by:
    • 1-800-582-3337 for Long Term Care Partners
    • 1-877-888-3337 for BENEFEDS

    Some countries may not allow toll-free calls. If you are unable to call using a toll-free number above, please use the following phone numbers:

    • 1-571-730-5938 for Long Term Care Partners
    • 1-571-730-5942 for BENEFEDS
Enrollment Procedure
Procedure Address
Send Correspondence to Long Term Care Partners, LLC
P.O. Box 797
Greenland, NH 03840-0797
Mail Applications to Long Term Care Partners, LLC
P.O. Box 797
Greenland, NH 03840-0797
Fax: 1-866-921-4510
Mail Premium / Bill Payments to Long Term Care Partners, LLC
P.O. Box 981079
Boston, MA 02298-1079

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* Hearing impaired users may utilize the Federal Relay Service by dialing 1-800-877-8339** to reach a Communications Assistant (CA). The CA will dial the requested number and relay the conversation between a standard (voice) telephone user and text telephone (TTY) user.

** Visiting the Federal Relay Service website will provide access to additional Toll-Free and Toll Access Numbers.

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