Skip to main content
U.S. flag

An official website of the United States government

Official websites use .gov
A .gov website belongs to an official government organization in the United States.

Secure .gov websites use HTTPS
A lock ( ) or https:// means you’ve safely connected to the .gov website. Share sensitive information only on official, secure websites. / Retirement / faq / Cost of Living Adjustments

Learn more about cost-of-living adjustments (COLA)

FAQs and answers about cost-of-living adjustments (COLA) for federal annuitants (retirees, their survivors, or their spouses, ex-spouses, and children).

Questions and answers

Yes. We make cost-of-living adjustments each year to the amount we pay to annuitants.

Most retirees are eligible for COLA starting at the age of 62 under one of these federal retirement programs:

  • Federal Employees Retirement System (FERS)
  • FERS Special
  • Civil Service Retirement System (CSRS)
  • Organization and Disability Retirement System (ORDS)

Certain retirees, like disability, survivor, and other special provisions, have different COLA entitlement rules.

For the year 2024, annuitants who retired under CSRS will receive 3.2 percent increase and those who retired under FERS will receive a 2.2 percent increase. The rate varies each year.

If a COLA is payable, we make the change in December of each year. You'll receive the adjusted payment in January, the following month.

Yes, children, students up to age 22, and survivors are eligible for the cost of living increase.

Yes, but you'll receive a prorated amount. We'll send you a letter explaining your increase. FERS annuitants under age 62 are not eligible for COLA increases unless certain conditions are met.

Learn more about prorated COLA rates

Was this helpful?

Was this helpful?

Contact us for more support

Report a Death

To report a death of a Retired Federal Employee or Current Federal Employee, please click the link below that applies:

Submit your information below and one of our Customer Service Specialists will begin working on your request. All fields are required. We usually respond within 3 to 5 business days.

Please be advised that the information submitted must be entered by the annuitant or on behalf of the annuitant by the Representative Payee.

Before proceeding, please fill in your claim number.
(Person associated with the CSA/F number above) (Person associated with the CSA/F number above) (Email address you would like our reply to be sent) (Person associated with the CSA/F number above) (Person associated with the CSA/F number above)
Clear all

Control Panel