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Questions and answers

If you are enrolled in a self and family plan at the time of your death and a monthly survivor benefit or Basic Employee Death Benefit is payable to your surviving spouse, your spouse and eligible dependents can continue coverage under your Federal Employees Health Benefits (FEHB) plan. If a monthly survivor benefit or Basic Employee Death Benefit is not payable, your spouse and eligible family members will be entitled to Temporary Continuation of Coverage (TCC), which offers a 31-day extension of coverage for self only, self plus one, or self and family without contributions by the family members or the Government. During this period your covered family members are entitled to exercise the right of conversion. OPM requires carriers to offer an individual a guaranteed-issue conversion policy.

If you were enrolled in Self Plus One, only your designated eligible family member will be able to continue enrollment as a survivor annuitant, if they meet all requirements. Any eligible family members not designated and/or covered under your Self Plus One enrollment will not be eligible to continue enrollment as survivor annuitants. Your covered family member will be entitled to TCC and a right of conversion.

If you were enrolled in Self Only coverage, your survivors are not eligible for FEHB benefits.

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