Open SeasonNovember 11 – December 09, 2019

Federal Retirees & other Annuitants

The 2019 Open Season is from November 11, 2019 through December 09, 2019. For information on the insurance plans available to you, please click on the topics below:

• Health (FEHB)

  Plan Information, Premiums, Compare Plans, Quality Measures, Enrollment Information, Fast Facts, Enroll Now

• Dental/Vision (FEDVIP)

  Plan Information, Premiums, Compare Plans, Enrollment Information, Fast Facts

Frequently Asked Questions

• What is Open Season? View more
  This is the time of year to ensure that you have the right health, dental or vision insurance coverage for you and your family. It is also time to consider the money you can save on your out-of-pocket medical and dependent care expenses for the upcoming year.
• When is Open Season? View more
  November 11, 2019 – December 09, 2019. Each year, Open Season runs from the Monday of the second full workweek in November through the Monday of the second full workweek in December.
• Why is Open Season important to me? View more
  • Most FEHB plans will see benefit and rate changes for the upcoming year. Some plans are dropping out of the program and others are changing their service areas or coverage options. It is wise to review your coverage during this period to decide what coverage and premium best suits your needs for the upcoming year.
  • You can supplement your health insurance coverage by choosing dental and/or vision insurance coverage that will reduce your out-of-pocket costs for these types of care. You may also cancel your participation in these programs during this period.
  • A flexible spending account can save you money through lower tax withholdings. You can fund your account through pre-tax contributions from your salary, and use the account to pay health care out-of-pocket or dependent care costs.
  • You can not enroll, change your enrollment, or cancel your coverage in these programs outside the Open Season unless you experience a Qualifying Life Event.
• Has anything changed with my plan? View more

  You can find out if your  FEHB plan is terminating coverage in your service area or is leaving the FEHB Program.

  No dental and vision plans have left the FEDVIP program or changed their service areas.

  Check your plan’s brochures for how benefits have changed for next year

  • Health plans
  • Dental and Vision plans
• What happens if I do nothing during Open Season? View more
  • You will continue to be covered by your present health insurance plan, unless your plan is dropping out of the FEHB or reducing it's service area. However, your benefits, premiums, or coverage options may change.
  • You will continue to be covered by your present dental and/or vision insurance plan. However, your benefits and/or premiums may change.
  • If you already have an FSAFEDS account, it will not continue automatically; you must reenroll.
  • You can not enroll, change your enrollment, or cancel your coverage in these programs outside the Open Season unless you experience a Qualifying Life Event.
• How much do these Programs cost? View more
  • Health insurance premiums
  • Dental and vision insurance premiums
  • FSAFEDS: FSAFEDS is completely free to participants. On average, participants save 30% on their eligible expenses.
• How do I enroll, change, or cancel my enrollment during Open Season? View more
  • Health insurance
  • Dental insurance
  • Vision insurance
  • FSAFEDS
• Where can I get details on the choices available to me? View more

  You can find information on:

  • benefits in the individual plan brochures.
    • health plan brochures
    • dental plan brochures
    • vision plan brochures
  • Consumer's Checkbook Comparison Tool
  • The FEHB and FEDVIP plans available in each state, premium rates, selected benefits, health plan consumer satisfaction survey results, and links to other health plan quality indicators at Healthcare Plan Information
  • Health Care Flexible Spending Accounts.
  • Dependent Care Flexible Spending Account.
  • Plans that stopped participating in the FEHB Program or changed their service area or options.
  • What to do When Your Health Plan is Terminating Coverage in Your Area or Leaving the Federal Employees Health Benefits (FEHB) Program.
• Where can I find my brochure? View more
  The Federal Employees Health Benefits health plan brochuresare available online.  Once you're there, you'll see a map of the United States. When you click on the state where you live, three charts will appear with all the available plans for your state and links to health plan brochures. Simply find your plan and click the link to your plan's brochure.

  • Dental plan brochures
  • Vision plan brochures
• Where can I go in my agency for assistance or answers to my questions? View more

  If you need assistance or have a question, contact your human resources office or your agency’s shared service center. Your agency should have provided you contact information.

  If after contacting your human resources office or shared service center you still need assistance, contact your agency's headquarters level agency Benefit Officer.

• What can help me make decisions during this Open Season? View more

  There are several items that can help you understand the relationship between the three Programs and help you choose an FEHB plan, FEDVIP plan and/or an FSAFEDS allotment amount.

  • Compare plan benefits and out-of-pockets costs:
    • Health plans
    • Dental and Vision Plans
    • Consumer's Checkbook Comparison Tool
  • 2019 Open Season
  • Inform Employees and Provide Information about the Federal Benefits Open Season 
  • Process Enrollment Actions
  • Federal Benefits FastFacts (Open Season)
  • Federal Benefits FastFacts (What you Should Consider)
  • Open Season Flyer, Poster, and Banner
  • Flexible Spending Accounts Flyer  
  • Save Money on... Flyers