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Support center / Learn more about the FERS Annuity Supplement Survey

Learn more about the FERS Annuity Supplement Survey

FAQs and answers about the FERS Annuity Supplement Survey.

Questions and answers

The annuity supplement portion of your monthly payment is subject to an annual earnings test. You have received the FERS Annuity Supplement Survey to determine if you earned more than then exempt amount ($18,240 for 2020) set by the Social Security Administration. If you earned more than the exempt amount, your supplement will be reduced $1 for every $2 you go over the limit.

Your annuity is not affected.

The exempt amount for the FERS annuity supplement is $18,240 in 2020.

You do not have to return the FERS Annuity Supplement Survey form if you earned less than the exempt amount, unless your supplement had been reduced in a previous year.

You should count your net earnings, e.g. your earnings after expenses.

You should report any earned income in the prior year after retirement.

"Earned Income" means:

  • Any salary or pay you received working for someone else (including overtime, vacation pay, bonuses, and severance pay, etc.);
  • If you are self-employed, any self-employment net earnings made from working or managing your own business;
  • Deferred income (income you earned but didn't receive during this calendar year); and
  • If you are re-employed in Federal service, the gross income before your employing agency offsets your salary.

Generally, all income subject to Federal Employment taxes or self-employment net profit is considered earned income. Work wages are on any W-2 statement issued by an employer.

Do not include any income earned before retirement.

Income reported on IRS Form 1099 are not considered earned income and should not be reported, such as: Civil Service Retirement benefits, annuities, pensions, Social Security benefits, Veteran's benefits, and military retired pay, withdrawals from 401K plans, unemployment compensation, workers' compensation, interest and dividends from savings accounts, stocks, personal loans, or home mortgages held, insurance proceeds, gifts, inheritances, estates, trusts, endowments, prizes, awards, gambling or lottery winnings, alimony/child support, scholarships or fellowships, pay for jury duty, capital gains from the sale of personal property, amounts received in court actions, and rents or royalties unless received in the course of your trade or business.

No, the Social Security disability benefit does not cancel out the FERS annuity supplement.

No, TSP disbursements do not count as earnings.

If you are under 62, please contact us. You will need your claim number to proceed.

You do not have to return the FERS Annuity Supplement Survey form, unless your supplement has been reduced in a previous year.

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Call us if you can't find an answer to your question on OPM.gov or if you can't sign in to OPM Retirement Services Online to manage your annuity account. You may also need to call us for special or complex cases, or because we directed you to.

Phone: 1-888-767-6738
TTY: 711

Hours: Monday thru Friday, 7:40 a.m. to 5:00 p.m. ET
Closed on federal holidays

Our busiest time is between 10:30 a.m. and 1:30 p.m. ET.

Please make sure your first and last name, phone number, email address, claim number, and signature are included in any inquiries or documents you mail to us. We usually respond within 1 to 3 weeks after we receive your mail.

Retirement Operations Center
U.S. Office of Personnel Management
Post Office Box 45
Boyers, PA 16017

You can meet with one of our Customer Service Specialists in person. We serve walk-ins on a first come, first served basis—no appointment necessary.

Retirement Services Support Center
U.S. Office of Personnel Management
1900 E. Street, NW
Room 1323
Washington, DC 20415
Directions

Hours: Monday thru Thursday, 8:00 a.m. to 4:00 p.m. ET
Friday, 8:30 a.m. to 3:00 p.m. ET
Closed on federal holidays

OPM Retirement Services does not have a main fax number.

You should only fax us documents if an official OPM form or one of our Customer Service Specialists asks you to (the fax number will be provided on the form, or the Customer Service Specialist will provide you one.) Otherwise, you should mail us your documents.