Human Resources and Security Specialists should use this tool to determine the correct investigation level for any covered position within the U.S. Federal Government.
You have a choice. When you owe more money than you thought you had to pay (for example, when you were covered under FERS you owed a smaller deposit than what you will owe by electing CSRS or CSRS Offset) you can either choose to pay the additional deposit amount in full, or OPM will actuarially reduce your annuity.
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