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Frequently Asked Questions Insurance

How do I increase my coverage based on a Life Event?

If you already have Basic, you may elect Option B or you can increase your multiples of Option B based on a life event. A life event is marriage, divorce, death of a spouse, or acquisition of a child. The number of multiples of Option B you can get depends on the event. For example, if you marry, the number of multiples you can get is equal to the number of additional family members acquired with your marriage. There is a table in the FEGLI Booklet (FE 76-21 or FE 76-20 for Postal employees) with the life events and the number of multiples you may elect.

You can also elect Option C or increase your multiples of Option C based on a life event. You can elect from one to five multiples, regardless of the number of eligible family members you have or acquired.

You can increase your coverage based on a life event by completing a Life Insurance Election(Standard Form 2817Adobe Acrobat Version [159 KB]). You must submit the SF 2817 to your human resources office within 60 calendar days after the date of the event.

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