I have been with the dental program for three years. I am planning to add my son. Can heimmediately get orthodontic benefits since I have been a member for more than two years?
It depends. The person receiving orthodontics must be listed as a covered dependent for the duration of the waiting period. If you add your son, he will have to wait the full waiting period before his orthodontic services will be covered. To find out whether your plan has a waiting period, download its brochure at www.opm.gov/healthcare-insurance/dental-vision/plan-information/
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