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Insure FAQ

Question

What happens if I cancel my FEHB because I have transitional TRICARE?

Answer

If you cancel your FEHB, you need to be aware of the following consequences that apply to all employees who cancel their FEHB, including:

You and your dependents are no longer covered under the FEHB Program.
You may not reenroll in FEHB until you lose your TAMP coverage or have another qualifying life event (QLE) that permits enrollment, or until the next FEHB Open Season. If you reenroll because you lose TAMP coverage, you must do so from 31 days before to 60 days after your TAMP ends, and use Code 1M on Health Benefits Election Form, SF 2809, at www.opm.gov/forms/pdf_fill/sf2809 [848 KB]. Additional QLEs that permit enrollment, for example, a change in family status, are listed on SF 2809. If you have one of these QLEs, you must enroll within the timeframes shown.
If you transfer to another Federal agency, your cancellation follows you and you may not reenroll until you lose your TAMP coverage or have another QLE that permits enrollment, or until the next FEHB Open Season. See above bullet for details.
If you separate from your employment, you will not be eligible for temporary continuation of coverage (TCC) because you will not have any FEHB enrollment to continue. Also, you will not have an FEHB enrollment to convert to an individual policy with your former insurance carrier.
If you retire, you will not have an FEHB enrollment to continue into retirement.
If you die, you will not have an FEHB family enrollment for your survivors to continue, even if they are eligible for a survivor annuity.

Note: Your agency may ask you to sign a statement stating that you understand these consequences.

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