Question
I am retired. If I elect to change my retirement coverage under FERCCA, can I change the election I originally made at retirement for survivor benefits?
Answer
Yes, all annuitants who elect to change retirement coverage under FERCCA will have the opportunity to change the election they initially made at retirement for survivor benefits. Keep in mind that the same rules apply now as they did at retirement concerning your survivor benefit election. That is, if you are married and elect less than the maximum survivor benefit for your spouse, your spouse must agree to that election.