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An official website of the United States Government.

Frequently Asked Questions Retirement

How can I change my life insurance premiums?

You can reduce your premiums by reducing your coverage. However, if you reduce coverage, you cannot increase it again at a later date.

See our answer to a frequently asked question about coverage after age 65 and our web pages at to obtain more information about the Federal Employees' Group Life Insurance (FEGLI) program.

To change your coverage, write us.

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