The Office of Personnel Management’s (OPM) Federal Investigative Services (FIS) conducts background investigations on Federal applicants, employees, and contractor personnel for suitability and security determination purposes at the request of our customer agencies. A credit search is a routine part of many of these investigations. The subjects of background investigations are requested to sign a release form allowing a check of his or her credit history. Searches are conducted for each name variation a person has used; therefore, there may be more than one search by OPM showing on a person’s credit report. Credit inquiries from OPM investigations are included in the Regular Inquiries portion of a credit record, but these inquiries are “soft” hits and do not have an impact on a person’s credit score.
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