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Frequently Asked Questions Insurance

If I want additional family members covered by the Federal Employees Health Benefits (FEHB) Program after I retire, must I enroll in Self and Family or Self Plus One coverage now, or can I change my enrollment later?

No.You do not have to change to Self and Family or Self Plus One coverage now.  As an employee or annuitant, you can change to Self and Family or Self Plus One coverage during any Federal Benefits Open Season or if you experience a qualifying life event.  However, you should remember that in the event of your death, the only way that your family member(s) can continue FEHB coverage is if you are currently enrolled in a Self and Family or Self Plus One enrollment (only the designated eligible family member under a Self Plus One enrollment may be eligible) and your family member(s) is eligible for a survivor annuity.

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