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Frequently Asked Questions Insurance

Why are the enrollee shares for Self Plus One and Self and Family so close for some plans? (Why isn’t there a larger savings for Self Plus One?)

 Premiums vary based on the claims experience of each carrier. For the 2016 plan year, OPM required that Self Plus One total premiums be less than or equal to Self and Family premiums.  For the 2017 plan year, OPM will consider the claims experience in the new Self Plus One enrollment type.

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