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An official website of the United States Government.

Frequently Asked Questions Insurance

I am a Member of Congress or designated congressional staff. Why am I required to buy a Gold plan?  Can I purchase a plan with a different metal level and still receive a government contribution? 

In order to receive a government contribution towards your premium, you must select from among the Gold metal level plans available via the DC Health Link.  The DC Health Link requires that employers offering employees a choice of multiple plans and issuers must limit those choices to all plans within a single metal level.  Congress, following guidance from OPM regarding the actuarial value of FEHB benefits, will be allowing its employees to choose among Gold metal level plans, as those are most comparable to the OPM-contracted FEHB plans offered to other federal employees.

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