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An official website of the United States Government.

Frequently Asked Questions Insurance

What happens to my life insurance when I return to Active Federal Service?

Employees returning from active duty military service to civilian Federal service get back the same types and multiples of FEGLI life insurance they had before going into nonpay status (as long as the position is not excluded from coverage).

If the employee was separated from civilian Federal service for 180 days or more, the employee also gets an opportunity to elect more coverage, similar to a new employee.

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