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Life Events Me/My Family

My stepchild no longer lives with me



Your stepchild is covered under your Self and Family enrollment until his or her 26th birthday. If you are enrolled in Self Plus One and your stepchild is designated as your covered family member, he or she is covered until his or her 26th birthday. Your stepchild is not required to live with you or be financially dependent upon you.

Please contact your Human Resources Office or Retirement System for more information.

Dental or Vision

Because your stepchild no longer lives with you, he or she cannot be covered as an eligible dependent under your FEDVIP enrollment.

If you have him/her listed as your "One" under a Self Plus One enrollment or under your Self and Family enrollment, you must remove him or her from your FEDVIP enrollment immediately through your BENEFEDS account at However, please know that even if you do not remove him/her from your account, he/she is not covered and you are responsible for any benefits paid in error on his/her behalf.

If moving out means your coverage should now be a Self Only or Self Plus One enrollment, you can decrease your enrollment type from 31 days before to 60 days after the date he/she moved out as a "Qualifying Life Event" at Don't miss these dates, or you will have to wait until the next Federal Benefits Open Season to make the change and may be paying a higher premium for coverage you cannot use.

If you do not have access to a computer, call BENEFEDS at 1-877-888-FEDS (3337), TTY 1-877-889-5680.


Your stepchild is no longer covered under Option-C, as she/he must live with you in a regular parent-child relationship [and receive financial support].

Flexible Spending Accounts

Call FSAFEDS at 1-877-FSAFEDS (372-3337), TTY: 1-800-952-0450 to discuss possible options.

Long Term Care

This does not affect their eligibility to apply or their coverage (if already enrolled).

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