Automatic Enrollment in Postal Service Health Benefits (PSHB)
The PSHB Program is a new, separate program within the Federal Employees Health Benefits (FEHB) Program, which will provide health insurance to eligible Postal Service employees, Postal Service annuitants, and their eligible family members starting January 1, 2025. Learn more about PSHB.
OPM is working to make the transition to PSHB as simple as possible by automatically enrolling Postal Service members into a PSHB plan based on their current FEHB enrollment. The following table lists the plan options into which individuals will be automatically enrolled. Postal Service enrollees, annuitants, and their family members who are currently enrolled in any FEHB plan not listed below will be automatically enrolled in the PSHB nationwide plan option with the lowest self-only premium that is not a high deductible health plan and does not charge a membership fee. For the 2025 PSHB benefit year, this plan is the Blue Cross Blue Shield Service Benefit Plan FEP Blue Focus (35A/35B/35C).
Postal Service enrollees always have the right to choose their PSHB plan during the Federal Benefits Open Season. This year, Open Season will run from November 11, 2024, through December 9, 2024.
The FEHB enrollment codes listed in this table may be found on a member's insurance card and/or the cover page of the plan's FEHB brochure. These codes correspond to the following enrollment types: (Self-Only / Self and Family / Self Plus One.)
Carrier | 2024 FEHB Plan Option | 2024 FEHB Enrollment Codes (Self-Only / Self and Family / Self Plus One) | 2025 PSHB Auto-Enrollment Plan Option | 2025 PSHB Enrollment Codes (Self-Only / Self and Family / Self Plus One) |
---|---|---|---|---|
Aetna: CDHP and Value | Aetna HealthFund CDHP | EP1 / EP2 / EP3 | Aetna HealthFund CDHP | KDA / KDB / KDC |
Aetna Value Plan | EP4 / EP5 / EP6 | Aetna Value Plan | KDD / KDE / KDF | |
Aetna HealthFund CDHP | F51 / F52 / F53 | Aetna HealthFund CDHP | L7A / L7B / L7C | |
Aetna Value Plan | F54 / F55 / F56 | Aetna Value Plan | L7D / L7E / L7F | |
Aetna HealthFund CDHP | G51 / G52 / G53 | Aetna HealthFund CDHP | GRA / GRB / GRC | |
Aetna Value Plan | G54 / G55 / G56 | Aetna Value Plan | GRD / GRE / GRF | |
Aetna HealthFund CDHP | H41 / H42 / H43 | Aetna HealthFund CDHP | HHA / HHB / HHC | |
Aetna Value Plan | H44 / H45 / H46 | Aetna Value Plan | HHD / HHE / HHF | |
Aetna HealthFund CDHP | JS1 / JS2 / JS3 | Aetna HealthFund CDHP | JDA / JDB / JDC | |
Aetna Value Plan | JS4 / JS5 / JS6 | Aetna Value Plan | JDD / JDE / JDF | |
Aetna: HDHP, Aetna Direct, Aetna Advantage | Aetna HealthFund HDHP | 224 / 225 / 226 | Aetna HealthFund HDHP | G3D / G3E / G3F |
Aetna Direct | N61 / N62 / N63 | Aetna Direct | G3A / G3B / G3C | |
Aetna Advantage | Z24 / Z25 / Z26 | Aetna Advantage | HLD / HLE / HLF | |
Aetna: Open Access HMO and Aetna Saver | Aetna Open Access - High Option | JN1 / JN2 / JN3 | Aetna Open Access - High Option | G8A / G8B / G8C |
Aetna Open Access - Basic Option | JN4 / JN5 / JN6 | Aetna Open Access - Basic Option | G8D / G8E / G8F | |
Aetna Saver | QQ4 / QQ5 / QQ6 | Aetna Saver | HXD / HXE / HXF | |
American Postal Workers Union Health Plan | High Option | 471 / 472 / 473 | High Option | 23A / 23B / 23C |
Consumer Driven Option | 474 / 475 / 476 | Consumer Driven Option | 23D / 23E / 23F | |
Blue Cross and Blue Shield | Standard Option | 104 / 105 / 106 | Standard Option | 33D / 33E / 33F |
Basic Option | 111 / 112 / 113 | Basic Option | 33A / 33B / 33C | |
FEP Blue Focus | 131 / 132 / 133 | FEP Blue Focus | 35A / 35B / 35C | |
CareFirst BlueChoice | Standard Option | 2G4 / 2G5 / 2G6 | Blue Value Plus* | K4D / K4E / K4F |
HDHP | B61 / B62 / B63 | HDHP | K4A / K4B / K4C | |
Blue Value Plus | B64 / B65 / B66 | Blue Value Plus | K4D / K4E / K4F | |
Government Employees Health Association | High Option | 311 / 312 / 313 | High Option | 37A / 37B / 37C |
Standard Option | 314 / 315 / 316 | Standard Option | 37D / 37E / 37F | |
HDHP | 341 / 342 / 343 | HDHP | 39A / 39B / 39C | |
Government Employees Health Association - Indemnity | Elevate Plus Option | 251 / 252 / 253 | Elevate Plus Option | 58A / 58B / 58C |
Elevate Option | 254 / 255 / 256 | Elevate Option | 58D / 58E / 58F | |
Health Alliance Plan of Michigan | High Option | 521 / 522 / 523 | High Option | J5A / J5B / J5C |
Standard Option | GY4 / GY5 / GY6 | Standard Option | J5D / J5E / J5F | |
HealthPartners | High Option | V31 / V32 / V33 | High Option | KGA / KGB / KGC |
Standard Option | V34 / V35 / V36 | Standard Option | KGD / KGE / KGF | |
Hawaii Medical Service Association | High Option | 871 / 872 / 873 | High Option | M6A / M6B / M6C |
Standard Option | 874 / 875 / 876 | Standard Option | M6D / M6E / M6F | |
Kaiser Permanente – Colorado | High Option | 651 / 652 / 653 | High Option | M8A / M8B / M8C |
Standard Option | 654 / 655 / 656 | Standard Option | M8D / M8E / M8F | |
Prosper | N41 / N42 / N43 | Prosper | NCA / NCB / NCC | |
Kaiser Permanente – Fresno California | High Option | NZ1 / NZ2 / NZ3 | High Option | NNA / NNB / NNC |
Standard Option | NZ4 / NZ5 / NZ6 | Standard Option | NND / NNE / NNF | |
Kaiser Permanente – Georgia | High Option | F81 / F82 / F83 | High Option | PFA / PFB / PFC |
Standard Option | F84 / F85 / F86 | Standard Option | PFD / PFE / PFF | |
Prosper | LA1 / LA2 / LA3 | Prosper | QZA / QZB / QZC | |
Kaiser Permanente – Hawaii | High Option | 631 / 632 / 633 | High Option | PKA / PKB / PKC |
Standard Option | 634 / 635 / 636 | Standard Option | PKD / PKE / PKF | |
Kaiser Permanente – Mid-Atlantic States | High Option | E31 / E32 / E33 | High Option | RAA / RAB / RAC |
Standard Option | E34 / E35 / E36 | Standard Option | RAD / RAE / RAF | |
Prosper | T71 / T72 / T73 | Prosper | NWA / NWB / NWC | |
Kaiser Permanente – Northern California | High Option | 591 / 592 / 593 | High Option | TBA / TBB / TBC |
Standard Option | 594 / 595 / 596 | Standard Option | TBD / TBE / TBF | |
Prosper | KC1 / KC2 / KC3 | Prosper | UDA / UDB / UDC | |
Kaiser Permanente – Northwest | High Option | 571 / 572 / 573 | High Option | UZA / UZB / UZC |
Standard Option | 574 / 575 / 576 | Standard Option | UZD / UZE / UZF | |
Prosper | AM1 / AM2 / AM3 | Prosper | YRA / YRB / YRC | |
Kaiser Permanente – Southern California | High Option | 621 / 622 / 623 | High Option | Y3A / Y3B / Y3C |
Standard Option | 624 / 625 / 626 | Standard Option | Y3D / Y3E / Y3F | |
Prosper | FL1 / FL2 / FL3 | Prosper | MBA / MBB / MBC | |
Kaiser Permanente – Washington Core | High Option | 541 / 542 / 543 | High Option | PRA / PRB / PRC |
Standard Option | 544 / 545 / 546 | Standard Option | PRD / PRE / PRF | |
Prosper | PT4 / PT5 / PT6 | Prosper | DWD / DWE / DWF | |
Kaiser Permanente Washington Options Federal | Standard Option | L11 / L12 / L13 | Standard Option | H9A / H9B / H9C |
HDHP | L14 / L15 / L16 | HDHP | H9D / H9E / H9F | |
Mail Handlers Benefit Plan | Value | 414 / 415 / 416 | Value | 73A / 73B / 73C |
Standard Option | 454 / 455 / 456 | Standard Option | 73D / 73E / 73F | |
Consumer Option | 481 / 482 / 483 | Consumer Option | 74A / 74B / 74C | |
Medical Mutual of Ohio | Standard Option | 644 / 645 / 646 | Standard Option | D3D / D3E / D3F |
Basic Option | UX1 / UX2 / UX3 | Basic Option | D3A / D3B / D3C | |
National Association of Letter Carriers Health Benefit Plan | High Option | 321 / 322 / 323 | High Option | 77A / 77B / 77C |
CDHP | 324 / 325 / 326 | CDHP | 77D / 77E / 77F | |
Rural Carrier Benefit Plan | High Option | 381 / 382 / 383 | High Option | 79A / 79B / 79C |
TakeCare Insurance Company | High Option | JK1 / JK2 / JK3 | High Option | G4A / G4B / G4C |
Standard Option | JK4 / JK5 / JK6 | Standard Option | G4D / G4E / G4F | |
HDHP | KX1 / KX2 / KX3 | HDHP | HJA / HJB / HJC | |
Triple-S Salud | High Option | 851 / 852 / 853 | High Option | 14A / 14B / 14C |
High Option | 891 / 892 / 893 | High Option | 83A / 83B / 83C | |
UnitedHealthcare Choice Plus Primary - East | High Option | AS1 / AS2 / AS3 | High Option | JYA / JYB / JYC |
UnitedHealthcare Choice Plus Primary - West | High Option | WF1 / WF2 / WF3 | High Option | KEA / KEB / KEC |
UPMC Health Plan | HDHP | 8W4 / 8W5 / 8W6 | HDHP | G9A / G9B / G9C |
Standard Option | UW4 / UW5 / UW6 | Standard Option | G9D / G9E / G9F |
* Footnote
This PSHB auto-enrollment plan option is subject to change based on finalization of OPM’s Notice of Proposed Rulemaking, "Postal Service Health Benefits Program: Additional Requirements and Clarifications," issued May 24, 2024.