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Automatic Enrollment in Postal Service Health Benefits (PSHB)

The PSHB Program is a new, separate program within the Federal Employees Health Benefits (FEHB) Program, which will provide health insurance to eligible Postal Service employees, Postal Service annuitants, and their eligible family members starting January 1, 2025. Learn more about PSHB.

OPM is working to make the transition to PSHB as simple as possible by automatically enrolling Postal Service members into a PSHB plan based on their current FEHB enrollment. The following table lists the plan options into which individuals will be automatically enrolled. Postal Service enrollees, annuitants, and their family members who are currently enrolled in any FEHB plan not listed below will be automatically enrolled in the PSHB nationwide plan option with the lowest self-only premium that is not a high deductible health plan and does not charge a membership fee. For the 2025 PSHB benefit year, this plan is the Blue Cross Blue Shield Service Benefit Plan FEP Blue Focus (35A/35B/35C).

Postal Service enrollees always have the right to choose their PSHB plan during the Federal Benefits Open Season. This year, Open Season will run from November 11, 2024, through December 9, 2024.

The FEHB enrollment codes listed in this table may be found on a member's insurance card and/or the cover page of the plan's FEHB brochure. These codes correspond to the following enrollment types: (Self-Only / Self and Family / Self Plus One.)

Carrier 2024 FEHB Plan Option 2024 FEHB Enrollment Codes (Self-Only / Self and Family / Self Plus One) 2025 PSHB Auto-Enrollment Plan Option 2025 PSHB Enrollment Codes (Self-Only / Self and Family / Self Plus One)
Aetna: CDHP and Value Aetna HealthFund CDHP EP1 / EP2 / EP3 Aetna HealthFund CDHP KDA / KDB / KDC
Aetna Value Plan EP4 / EP5 / EP6 Aetna Value Plan KDD / KDE / KDF
Aetna HealthFund CDHP F51 / F52 / F53 Aetna HealthFund CDHP L7A / L7B / L7C
Aetna Value Plan F54 / F55 / F56 Aetna Value Plan L7D / L7E / L7F
Aetna HealthFund CDHP G51 / G52 / G53 Aetna HealthFund CDHP GRA / GRB / GRC
Aetna Value Plan G54 / G55 / G56 Aetna Value Plan GRD / GRE / GRF
Aetna HealthFund CDHP H41 / H42 / H43 Aetna HealthFund CDHP HHA / HHB / HHC
Aetna Value Plan H44 / H45 / H46 Aetna Value Plan HHD / HHE / HHF
Aetna HealthFund CDHP JS1 / JS2 / JS3 Aetna HealthFund CDHP JDA / JDB / JDC
Aetna Value Plan JS4 / JS5 / JS6 Aetna Value Plan JDD / JDE / JDF
Aetna: HDHP, Aetna Direct, Aetna Advantage Aetna HealthFund HDHP 224 / 225 / 226 Aetna HealthFund HDHP G3D / G3E / G3F
Aetna Direct N61 / N62 / N63 Aetna Direct G3A / G3B / G3C
Aetna Advantage Z24 / Z25 / Z26 Aetna Advantage HLD / HLE / HLF
Aetna: Open Access HMO and Aetna Saver Aetna Open Access - High Option JN1 / JN2 / JN3 Aetna Open Access - High Option G8A / G8B / G8C
Aetna Open Access - Basic Option JN4 / JN5 / JN6 Aetna Open Access - Basic Option G8D / G8E / G8F
Aetna Saver QQ4 / QQ5 / QQ6 Aetna Saver HXD / HXE / HXF
American Postal Workers Union Health Plan High Option 471 / 472 / 473 High Option 23A / 23B / 23C
Consumer Driven Option 474 / 475 / 476 Consumer Driven Option 23D / 23E / 23F
Blue Cross and Blue Shield Standard Option 104 / 105 / 106 Standard Option 33D / 33E / 33F
Basic Option 111 / 112 / 113 Basic Option 33A / 33B / 33C
FEP Blue Focus 131 / 132 / 133 FEP Blue Focus 35A / 35B / 35C
CareFirst BlueChoice Standard Option 2G4 / 2G5 / 2G6 Blue Value Plus* K4D / K4E / K4F
HDHP B61 / B62 / B63 HDHP K4A / K4B / K4C
Blue Value Plus B64 / B65 / B66 Blue Value Plus K4D / K4E / K4F
Government Employees Health Association High Option 311 / 312 / 313 High Option 37A / 37B / 37C
Standard Option 314 / 315 / 316 Standard Option 37D / 37E / 37F
HDHP 341 / 342 / 343 HDHP 39A / 39B / 39C
Government Employees Health Association - Indemnity Elevate Plus Option 251 / 252 / 253 Elevate Plus Option 58A / 58B / 58C
Elevate Option 254 / 255 / 256 Elevate Option 58D / 58E / 58F
Health Alliance Plan of Michigan High Option 521 / 522 / 523 High Option J5A / J5B / J5C
Standard Option GY4 / GY5 / GY6 Standard Option J5D / J5E / J5F
HealthPartners High Option V31 / V32 / V33 High Option KGA / KGB / KGC
Standard Option V34 / V35 / V36 Standard Option KGD / KGE / KGF
Hawaii Medical Service Association High Option 871 / 872 / 873 High Option M6A / M6B / M6C
Standard Option 874 / 875 / 876 Standard Option M6D / M6E / M6F
Kaiser Permanente – Colorado High Option 651 / 652 / 653 High Option M8A / M8B / M8C
Standard Option 654 / 655 / 656 Standard Option M8D / M8E / M8F
Prosper N41 / N42 / N43 Prosper NCA / NCB / NCC
Kaiser Permanente – Fresno California High Option NZ1 / NZ2 / NZ3 High Option NNA / NNB / NNC
Standard Option NZ4 / NZ5 / NZ6 Standard Option NND / NNE / NNF
Kaiser Permanente – Georgia High Option F81 / F82 / F83 High Option PFA / PFB / PFC
Standard Option F84 / F85 / F86 Standard Option PFD / PFE / PFF
Prosper LA1 / LA2 / LA3 Prosper QZA / QZB / QZC
Kaiser Permanente – Hawaii High Option 631 / 632 / 633 High Option PKA / PKB / PKC
Standard Option 634 / 635 / 636 Standard Option PKD / PKE / PKF
Kaiser Permanente – Mid-Atlantic States High Option E31 / E32 / E33 High Option RAA / RAB / RAC
Standard Option E34 / E35 / E36 Standard Option RAD / RAE / RAF
Prosper T71 / T72 / T73 Prosper NWA / NWB / NWC
Kaiser Permanente – Northern California High Option 591 / 592 / 593 High Option TBA / TBB / TBC
Standard Option 594 / 595 / 596 Standard Option TBD / TBE / TBF
Prosper KC1 / KC2 / KC3 Prosper UDA / UDB / UDC
Kaiser Permanente – Northwest High Option 571 / 572 / 573 High Option UZA / UZB / UZC
Standard Option 574 / 575 / 576 Standard Option UZD / UZE / UZF
Prosper AM1 / AM2 / AM3 Prosper YRA / YRB / YRC
Kaiser Permanente – Southern California High Option 621 / 622 / 623 High Option Y3A / Y3B / Y3C
Standard Option 624 / 625 / 626 Standard Option Y3D / Y3E / Y3F
Prosper FL1 / FL2 / FL3 Prosper MBA / MBB / MBC
Kaiser Permanente – Washington Core High Option 541 / 542 / 543 High Option PRA / PRB / PRC
Standard Option 544 / 545 / 546 Standard Option PRD / PRE / PRF
Prosper PT4 / PT5 / PT6 Prosper DWD / DWE / DWF
Kaiser Permanente Washington Options Federal Standard Option L11 / L12 / L13 Standard Option H9A / H9B / H9C
HDHP L14 / L15 / L16 HDHP H9D / H9E / H9F
Mail Handlers Benefit Plan Value 414 / 415 / 416 Value 73A / 73B / 73C
Standard Option 454 / 455 / 456 Standard Option 73D / 73E / 73F
Consumer Option 481 / 482 / 483 Consumer Option 74A / 74B / 74C
Medical Mutual of Ohio Standard Option 644 / 645 / 646 Standard Option D3D / D3E / D3F
Basic Option UX1 / UX2 / UX3 Basic Option D3A / D3B / D3C
National Association of Letter Carriers Health Benefit Plan High Option 321 / 322 / 323 High Option 77A / 77B / 77C
CDHP 324 / 325 / 326 CDHP 77D / 77E / 77F
Rural Carrier Benefit Plan High Option 381 / 382 / 383 High Option 79A / 79B / 79C
TakeCare Insurance Company High Option JK1 / JK2 / JK3 High Option G4A / G4B / G4C
Standard Option JK4 / JK5 / JK6 Standard Option G4D / G4E / G4F
HDHP KX1 / KX2 / KX3 HDHP HJA / HJB / HJC
Triple-S Salud High Option 851 / 852 / 853 High Option 14A / 14B / 14C
High Option 891 / 892 / 893 High Option 83A / 83B / 83C
UnitedHealthcare Choice Plus Primary - East High Option AS1 / AS2 / AS3 High Option JYA / JYB / JYC
UnitedHealthcare Choice Plus Primary - West High Option WF1 / WF2 / WF3 High Option KEA / KEB / KEC
UPMC Health Plan HDHP 8W4 / 8W5 / 8W6 HDHP G9A / G9B / G9C
Standard Option UW4 / UW5 / UW6 Standard Option G9D / G9E / G9F

* Footnote

This PSHB auto-enrollment plan option is subject to change based on finalization of OPM’s Notice of Proposed Rulemaking, "Postal Service Health Benefits Program: Additional Requirements and Clarifications," issued May 24, 2024.

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