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Federal benefits open season is here. Each year we encourage all employees and retirees to review their benefits and make sure that they have plans that work best for them and their families. From today through December 14, employees and retirees can review and update their health, dental, and vision choices. Eligible employees who are not currently enrolled can also select plans for the first time. Retirees not currently enrolled in the Federal Employees Dental and Vision Program (FEDVIP) can also select dental and vision plans for the first time during open season.
The Federal Employees Health Benefits Program (FEHB) covers over 8.2 million employees, retirees, and their families all across this country. For 2016, there will be 252 health plan choices available, with 11 of them available nationwide.
Beginning in 2016, all carriers will offer three enrollment types: Self Only, Self Plus One, and Self and Family. This year is your first opportunity to enroll in Self Plus One, which allows you to cover yourself and one eligible family member, such as a spouse or child.
As always, we encourage you to look at all available health, dental, and vision plans and decide which ones best meet the needs of you and your family, as everyone’s needs are different. If you decide that your current coverage still works for you, you don’t have to do anything. Your benefits will remain in place for next year.
If you are eligible to sign up for the FEHB Program, you can also participate in FSAFEDS, the health and dependent care flexible spending account program. These accounts allow employees to set aside pre-tax money to pay for eligible health and dependent care expenses, such as co-pays, prescription costs and childcare.
Two changes were made to Health Care FSAs last year. Employees can enroll with just $100 contribution. Also, participants can re-enroll and carry over up to $500 of unused FSA money into the following year. This means that you won’t have to forfeit money you don’t use by the end of the calendar year.
If you want to participate in FSAFEDS, be sure to sign-up by December 14. When it comes to FSAFEDS, everyone must re-enroll on an annual basis.
Don’t forget, employees and retirees have until December 14 to make their choices. For more information about the Federal benefits open season and to find the right option for you, visit opm.gov/openseason.
John O’Brien is the Director of Healthcare and Insurance for OPM.
It is time again for Federal employees to review their health, dental, and vision plan choices to make sure they have the coverage that best meet their needs and the needs of their loved ones.
The Federal benefits open season begins on Monday, November 10. Employees have until December 8 to make their choices. And the choices are many. The Federal Employees Health Benefit Program covers 8.2 million employees, retirees, and their families all across this country. We want to make sure that Federal workers can get the coverage that meets their needs. So for 2015, there will be 257 health plans, with 11 of them available nationwide. Whether you are looking for a robust plan or one that covers your basic needs, there is a plan for you.
During open season, FEHB participants can decide whether to keep their current health plans or change them; they can change their FEDVIP, and FSAFEDS enrollments for the following year. Eligible employees who are not currently a part of FEHB can also enroll for the first time.
Employees also have the option of enrolling in Flexible Spending Plans. These plans allow employees to set aside pre-tax money to pay for eligible health and dependent care expenses. Employees who are eligible to participate in FEHB can participate in FSAFEDS. For the first time, employees can enroll in FSAFEDS with just a $100 deposit. And also for the first time, employees with flexible spending accounts will be able to roll over up to $500 of unused funds into the following year.
To help you understand the choices available to you, check out the Circle ‘Round Your Benefits, the Plan Comparison, and Plan Smart Choice. Whether you choose to stick with the plans you have or start anew, we hope you find that you receive the best service and options to meet your and your family’s health care needs.
I want to be sure that everyone in the Federal family has the peace of mind to know that their families are protected and covered. From the preventative care that keeps us healthy to the unexpected emergencies that give us pause, FEHB and our other benefit programs help give us that peace of mind.
I know everyone is inundated with holiday sales and limited time offers, but here is one limited time offer that you should pay attention to. This Monday, December 9, is the last day to make changes to your benefits for next year.
So why not take a few minutes today and review your options. Open Season allows for you to make changes to your Federal Employees Health Benefits Program (FEHB) coverage, the amount of contributions to your Flexible Spending Account (FSAFEDS), and coverage for under the Federal Employees Dental and Vision Insurance Program (FEDVIP).
If you want to stay in the same FEHB or FEDVIP plan, you don’t have to do anything. But remember, you have to re-enroll every year for the Flexible Spending Account program. Visit our Open Season website for general questions, to review plan options, and for all the information you’ll need. And if you still have questions, contact your agency human resources office.
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