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Guide Me

Federal Employees


Choose a program to begin:


As a Federal employee, you may be able to enroll in health, dental, vision and life insurance, flexible spending accounts, and apply for long term care insurance. You can find information about each program by clicking on one of the links below. Each section includes common questions to help guide you to the information you need. Learn More


Eligible employees and annuitants can choose among 7 nationwide and 5 regional dental plans. Nationwide plans also offer international coverage. Learn More


Eligible employees and annuitants can choose among 5 nationwide vision plans. Nationwide plans also offer international coverage. Learn More


We offer the largest group life insurance program in the world, covering employees, retirees and family members. Learn More

Flexible Spending Accounts

Eligible employees can choose to enroll in up to three different flexible spending accounts during Open Season. Learn More

Long Term Care

Most Federal and U.S. Postal Service employees and annuitants, active and retired members of the uniformed services, and their qualified relatives are eligible to apply for insurance coverage under the FLTCIP. Learn More

Flexible Spending Accounts

How much do I pay for coverage?

There is no cost to you to enroll.  Your agency pays the administrative fees on your behalf. You decide how much you want to set aside from your salary each year. The minimum is $100 and the maximum is $2,750 per participant for a health care FSA and $5,000 per household for a dependent care FSA. Go to and refer to “Savings Calculators” for additional information. The amount that you decide on – your annual election – will be deducted from your salary in equal allotments spread across the number of pay dates remaining in the calendar year.

Related Questions

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