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Guide Me

Federal Employees


Choose a program to begin:


As a Federal employee, you may be able to enroll in health, dental, vision and life insurance, flexible spending accounts, and apply for long term care insurance. You can find information about each program by clicking on one of the links below. Each section includes common questions to help guide you to the information you need. Learn More


Eligible employees and annuitants can choose among 7 nationwide and 5 regional dental plans. Nationwide plans also offer international coverage. Learn More


Eligible employees and annuitants can choose among 5 nationwide vision plans. Nationwide plans also offer international coverage. Learn More


We offer the largest group life insurance program in the world, covering employees, retirees and family members. Learn More

Flexible Spending Accounts

Eligible employees can choose to enroll in up to three different flexible spending accounts during Open Season. Learn More

Long Term Care

Most Federal and U.S. Postal Service employees and annuitants, active and retired members of the uniformed services, and their qualified relatives are eligible to apply for insurance coverage under the FLTCIP. Learn More


When and how can I make changes to my coverage?

Opportunities to change coverage are limited. Unless you assigned your coverage, you can reduce or cancel your coverage at any time. The waiver/cancellation is effective the end of the pay period in which you submitted your request.

You can elect new or increase existing coverage by electing coverage during an Open Season, when you experience a life event, or by providing satisfactory medical evidence of insurability.

As long as you didn’t assign your coverage, you can make changes to your Federal Employees' Group Life Insurance (FEGLI) Program insurance as described above. But there is only one government wide life insurance plan; you don't choose from multiple insurance companies under the FEGLI Program.

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