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News Update

Monday, October 21, 2019
Contact: OPM Office of Communications
Tel: (202) 606-2402

NEWS: New Long Term Care Insurance Plan

WASHINGTON, DC - The U.S. Office of Personnel Management (OPM) has launched a new Federal Long Term Care Insurance Program (FLTCIP) plan offering: FLTCIP 3.0. The new plan and rate structure is available to applicants who apply for coverage on or after October 21, 2019. It does not impact current FLTCIP enrollee plans or premiums.

The FLTCIP provides comprehensive long term care coverage with special emphasis on home and community care services. Coverage is designed to help the claimant and family pay for the high costs of long term care and increase options for care delivery.

Many members of the federal family are eligible to apply for FLTCIP coverage, including federal and U.S. Postal Service employees and annuitants, active and retired members of the uniformed services, and qualified relatives.

More about the FLTCIP

Established by an act of Congress in 2000 and overseen by the U.S. Office of Personnel Management, the FLTCIP provides industry-leading benefits and offers flexible options that allow federal family members to tailor coverage to meet their needs.

The Federal Long Term Care Insurance Program is sponsored by the U.S. Office of Personnel Management, insured by John Hancock Life & Health Insurance Company, and administered by Long Term Care Partners, LLC.

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OPM leads and serves the federal government in enterprise human resources management by delivering policies and services to achieve a trusted, effective civilian workforce. By Empowering Excellence in Government through Great People, we provide leadership and support to U.S. agencies on issues including human resources policy and oversight, federal employee benefits, retirement services, guidance on labor-management relations, and programs to improve workforce performance. For more information, visit or follow OPM on Twitter, Facebook, or LinkedIn.

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