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OPM.gov / Frequently Asked Questions / Insure FAQ / Health

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Health

Questions and answers

You will be covered only for emergency care. Unless your HMO has a "reciprocity" agreement with a plan in your new area that allows you to get routine care, you must travel back to your HMO for care, or change plans. You can change plans anytime after moving; contact your retirement system.

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Health

Questions and answers

I am currently in a health maintenance organization (HMO). I am retiring and will be moving to another state in the next few months. Will I be covered after I move?