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OPM.gov / Frequently Asked Questions / Retire FAQ / Pre-Retirement

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Pre-Retirement

Questions and answers

Your benefit will be computed in the same manner as if it were not subject to offset. However, it will be reduced when you become eligible for Social Security benefits. The offset applies when the basic requirements for Social Security are met, generally at age 62, even if you do not apply for those benefits. If you are not eligible for Social Security benefits at age 62, there is no offset unless you become eligible later.

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Pre-Retirement

Questions and answers

I am covered under the Civil Service Retirement System (CSRS) subject to offset due to Social Security eligibility. This coverage is known as CSRS-Offset. How does the offset affect the computation of my benefit?