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OPM.gov / Frequently Asked Questions / Insure FAQ / Health
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Health

Questions and answers

If you are receiving the maximum Social Security benefit, premium conversion will have no impact. You cannot receive any more than the maximum benefit, and you will not lose any benefit. If you are not receiving the maximum Social Security benefit, your benefit will be recalculated as you continue to earn. Your benefit may increase as a result of those recalculations, but it will not be reduced.
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