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New / Prospective Employees Guide Me

Overview

As a Federal employee, you may be able to enroll in health, dental, vision and life insurance, flexible spending accounts, and apply for long term care insurance. You can find information about each program by clicking on one of the links below. Each section includes common questions to help guide you to the information you need.

Choose a program to begin:

Health

As a Federal employee, you may be able to enroll in health, dental, vision and life insurance, flexible spending accounts, and apply for long term care insurance. You can find information about each program by clicking on one of the links below. Each section includes common questions to help guide you to the information you need. Learn More

Dental

Eligible employees and annuitants can choose among 4 nationwide and 3 regional dental plans. Nationwide plans also offer international coverage. Learn More

Vision

Eligible employees and annuitants can choose among 3 nationwide vision plans. Nationwide plans also offer international coverage. Learn More

Life

We offer the largest group life insurance program in the world, covering employees, retirees and family members. Learn More

Flexible Spending Accounts

Eligible employees can choose to enroll in up to three different flexible spending accounts during Open Season. Learn More

Long Term Care

Most Federal and U.S. Postal Service employees and annuitants, active and retired members of the uniformed services, and their qualified relatives are eligible to apply for insurance coverage under the FLTCIP. Learn More

Dental

What benefits are available?

The Federal Employees Dental and Vision Insurance Program (FEDVIP) provides comprehensive dental insurance at competitive group rates. There are seven nationwide dental plans and five regional dental plans from which to choose. Nationwide plans provide benefits for eligible employees and their families living overseas.


FEDVIP offers dental benefits to eligible individuals. These dental plans provide a comprehensive range of services including orthodontia, routine exams, cleaning, x-rays, bridges, and crowns.  

A dental insurance plan is much like a health insurance plan; you may be required to meet a deductible and provide a copay or coinsurance payments for your dental services. With any plan choice, you should look at all the information and find a plan that will best fit your needs. You should also review your FEHB plan brochure to determine what dental benefits the FEHB plan provides.


There are no pre-existing condition limitations, however, there may be specific plan exclusions or limitations.  Dental plans may have a waiting period for orthodontia services of up to 12 months. Your dependent must be enrolled in the same dental plan/option over the duration of the waiting period to receive orthodontia services.

Please visit the FEDVIP for more information.

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