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New / Prospective Employees Guide Me

Overview

As a Federal employee, you may be able to enroll in health, dental, vision and life insurance, flexible spending accounts, and apply for long term care insurance. You can find information about each program by clicking on one of the links below. Each section includes common questions to help guide you to the information you need.

Choose a program to begin:

Health

As a Federal employee, you may be able to enroll in health, dental, vision and life insurance, flexible spending accounts, and apply for long term care insurance. You can find information about each program by clicking on one of the links below. Each section includes common questions to help guide you to the information you need. Learn More

Dental

Eligible employees and annuitants can choose among 4 nationwide and 3 regional dental plans. Nationwide plans also offer international coverage. Learn More

Vision

Eligible employees and annuitants can choose among 3 nationwide vision plans. Nationwide plans also offer international coverage. Learn More

Life

We offer the largest group life insurance program in the world, covering employees, retirees and family members. Learn More

Flexible Spending Accounts

Eligible employees can choose to enroll in up to three different flexible spending accounts during Open Season. Learn More

Long Term Care

Most Federal and U.S. Postal Service employees and annuitants, active and retired members of the uniformed services, and their qualified relatives are eligible to apply for insurance coverage under the FLTCIP. Learn More

Health

Am I eligible?

As a Federal employee, you are eligible to elect Federal Employees Health Benefits (FEHB) Program coverage unless your position is excluded by law or regulation. Your agency applies these rules and determines your eligibility.

If you did not enroll during the 60-day period after your start date, you can enroll during the annual Federal Benefits Open Season (mid November through mid-December) or upon experiencing an FEHB-specific Qualifying Life Event.

If you are

  • an employee on a temporary appointment (appointment limited to one year or less);
  • an employee on a season schedule (working less than six months per year); or
  • an employee on an intermittent schedule

and you are expected to work 130 hours per month or more for at least 90 days you are eligible to enroll with a full government contribution, provided you are not covered under the Part-time Career Act.

Your agency will determine whether or not you are expected to meet the requirements for coverage and offer coverage if you are eligible to enroll. Your agency must expect your total hours in pay status (including overtime hours) plus qualifying leave without pay hours to be at least 130 hours per month for the upcoming 90 days.

If your position is excluded from coverage because your appointment is limited to one year or less, and you were not expected to work 130 hours per month, you will be eligible to enroll under 5 U.S.C. 8906a when you have completed one year of current continuous employment, excluding any break in service of 5 days or less. You must pay both the employee and the Government shares of the premium.

Related Questions

Dental

Eligible employees and annuitants can choose among 4 nationwide and 3 regional dental plans. Nationwide plans also offer international coverage.

Choose your question:

Vision

Eligible employees and annuitants can choose among 3 nationwide vision plans. Nationwide plans also offer international coverage.

Choose your question:

Life

We offer the largest group life insurance program in the world, covering employees, retirees and family members.

Choose your question:

Flexible Spending Accounts

Eligible employees can choose to enroll in up to three different flexible spending accounts during Open Season.

Choose your question:

Long Term Care

Most Federal and U.S. Postal Service employees and annuitants, active and retired members of the uniformed services, and their qualified relatives are eligible to apply for insurance coverage under the FLTCIP.

Choose your question:

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