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Retirement Services Benefits Officers Center

Employee Resources: Myths and Truths About Transfer Elections

There are a number of common perceptions about the impact of transferring from the Civil Service Retirement System (CSRS) to the Federal Employees Retirement System (FERS). Some are true, and some are false, and others depend on your individual situation. Several of the most common perceptions are listed below, along with a brief comment about whether the perception is or is not correct.

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