FEHB, FSA, and FEDVIP

• What are the advantages of enrolling in a FEDVIP plan when I have dental and vision benefits with my FEHB plan? View more
  FEDVIP plans provide comprehensive coverage your FEHB plan may not provide. But only you can decide whether it is to your advantage to enroll in a FEDVIP plan.
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• If I enroll in a FEDVIP plan, will my FEHB plan reduce my premiums because I will no longer use my FEHB plan's vision or dental benefits? View more
  No, your FEHB plan will still be the primary payor for your vision and dental care up to the limits of its coverage.
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• I have private coverage with one of the companies that now participates in FEDVIP. Can I get credit for the amount of time I've spent in that plan (it's the same company) toward orthodontic waiting period? View more
  No, FEDVIP is completely separate from your private plan. You will not be able to transfer the amount of time you spent in your private plan to your FEDVIP Plan.
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• My FEHB plan covers some dental and vision services. If I enroll in a FEDVIP plan, will it replace my FEHB coverage? View more
  No, any coverage provided under your FEHB plan remains as your primary coverage. FEDVIP coverage would pay secondary to that coverage. FEDVIP is not intended to replace any existing coverage.
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• Will I be able to use my Flexible Spending Account (FSA) in conjunction with the dental and vision program? View more
  Yes, you can submit your FEDVIP co-payments/deductibles as eligible expenses against your FSA account. However, FEDVIP insurance premiums are not reimbursable under an FSA.
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• If an employee's spouse has (non-Federal) dental coverage for the family and the Federal employee signs up for dental Self and Family - which insurance is primary and which is secondary? View more
  Each situation varies; however, the two plans will coordinate benefits to lower your out-of-pocket costs.
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• If I am currently enrolled in an FEHB plan, will I be required to enroll in a dental or vision plan offered by my FEHB carrier? View more
  No, your FEHB plan is separate from the dental and vision insurance program. You may enroll in any dental or vision plan (assuming you live in the service area, if it is a regional plan).
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• Can I use paperless reimbursement under FEDVIP? View more
   Yes, if your FEDVIP plan participates in FSAFEDS paperless reimbursement. You will be shown the plans that currently participate when you enroll in FSAFEDS at www.FSAFEDS.com.
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• I am currently enrolled in a supplemental dental or vision plan through my FEHB carrier and that carrier is also a FEDVIP carrier. Can I get credit for the amount of time I've spent in the plan toward the orthodontic waiting period? View more
  No, the FEDVIP plan is completely separate from the supplemental plan. You will not be able to transfer the amount of time you spent in the supplemental plan to the FEDVIP Plan.
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• Does FEHB pay any dental and/or vision services when you are covered under FEDVIP? View more
  It depends.  FEHB plans vary greatly in the amount and type of dental and/or vision services they cover.  The FEHB plan is the first payor of benefits.  FEDVIP is the secondary payor to any FEHB benefits.  Review your FEHB plan’s brochure to find out what dental and vision coverage it offers.
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