Pre-Retirement
Questions and answers
An MRA+10 retirement allows you to retire with retirement benefits beginning immediately after you have completed at least ten years of service and have reached your Minimum Retirement Age, which depends on the year you were born and ranges from age 55 to 57. To identify your Minimum Retirement Age, see the FERS Minimum Retirement Age chart below:
If you were born
Your MRA is
Before 1948
55
In 1948
55 and 2 months
In 1949
55 and 4 months
In 1950
55 and 6 months
In 1951
55 and 8 months
In 1952
55 and 10 months
In 1953-1964
56
In 1965
56 and 2 months
In 1966
56 and 4 months
In 1967
56 and 6 months
In 1968
56 and 8 months
In 1969
56 and 10 months
In 1970 and after
57
Keep in mind that if you retire under FERS MRA+10 retirement provisions, your annuity will be reduced for each month you are under age 62. The reduction equals five percent per year (or 5/12 of one percent per month).