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Frequently Asked Questions Insurance

What is a Flexible Spending Account (FSA)? What is FSAFEDS?

A Flexible Spending Account, or FSA, is an employee benefit program that allows you to set aside money, on a pre-tax basis, for certain health care and dependent care expenses. That means YOU keep MORE of your MONEY.

FSAFEDS is the Federal Flexible Spending Account Program which is the FSA for most federal employees. FSAFEDS offers three types of accounts:

Health Care FSA (HCFSA), which is used to pay for eligible medical, dental, and vision care expenses.

Limited Expense Health Care FSA (LEX HCFSA), which is used to pay for qualified out-of-pocket dental and vision care expenses

Dependent Care FSA (DCFSA), which is used to pay qualified out-of-pocket dependent care expenses

The average FSAFEDS participant saves 30% on their eligible out-of-pocket expenses as a result of being enrolled.

To find out more about FSAFEDS or to sign up, visit

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