Skip Primary Navigation

Operating Status:

U.S. Office of Personnel Management

U.S. Office of Personnel Management

About Open "About" Submenu


	Our Agency Our Director Our Inspector General Our Mission, Role & History Our People & Organization Careers at OPM Doing Business with OPM Budget & Performance Open Government Get Help Contact Us
	Close Menu

Policy Open "Policy" Submenu

Insurance Open "Insurance" Submenu


	Life Events Changes in Health Coverage Healthcare FEHB Plan Comparison Tool Dental & Vision FEDVIP Plan Comparison Tool Life Insurance Flexible Spending Accounts Long Term Care Multi-State Plan Program Tribal Employers Special Initiatives Insurance Glossary Insurance FAQs Contact Healthcare & Insurance The Affordable Care Act
	Close Menu

Retirement Open "Retirement" Submenu


	My Annuity and Benefits CSRS Information FERS Information Phased Retirement Special Notices Calculators Publications & Forms Benefits Officers Center Retirement FAQs Contact Retirement Retirement Information Center How to Make a Payment
	Close Menu

Suitability Open "Suitability" Submenu
Suitability Executive Agent

Position Designation Tool

Suitability Adjudications

Suitability Training

Oversight

Policy

Frequently Asked Questions

Contact SuitEA
Close Menu

Agency Services Open "Agency Services" Submenu


	Classification & Job Design Workforce Restructuring Workforce & Succession Planning Recruiting & Staffing Solutions Assessment & Evaluation Federal Leadership Programs Center For Leadership Development Performance Management Telework and Hybrid Solutions Technology Systems Human Capital Industry Solutions Human Resources Line of Business Administrative Law Judges Federal Executive Boards Contact Agency Services
	Close Menu

News Open "News" Submenu


	Latest News Speeches & Remarks Memos to Agencies Testimony Legislative Proposals Tribal Consultation Reports & Publications Social Media Presence Feeds, Blogs & Lists Website Archive
	Close Menu

Skip Secondary Navigation

In This Section

Resources For

Resources For

Retirees / Survivors Guide Me

Overview

Welcome to the insurance services website for Federal retirees and their survivors. Here, you will find various resources to help you and your family make informative choices regarding health, dental, vision, life, and long term care insurance. You can find information about each program by clicking on one of the links below. Each section includes common questions to help guide you to the information you need.

Choose a program to begin:

Health

As a Federal employee, you may be able to enroll in health, dental, vision and life insurance, flexible spending accounts, and apply for long term care insurance. You can find information about each program by clicking on one of the links below. Each section includes common questions to help guide you to the information you need. Learn More

Dental

Eligible employees and annuitants can choose among 4 nationwide and 3 regional dental plans. Nationwide plans also offer international coverage. Learn More

Vision

Eligible employees and annuitants can choose among 3 nationwide vision plans. Nationwide plans also offer international coverage. Learn More

Life

We offer the largest group life insurance program in the world, covering employees, retirees and family members. Learn More

Flexible Spending Accounts

Eligible employees can choose to enroll in up to three different flexible spending accounts during Open Season. Learn More

Long Term Care

Most Federal and U.S. Postal Service employees and annuitants, active and retired members of the uniformed services, and their qualified relatives are eligible to apply for insurance coverage under the FLTCIP. Learn More

Vision

When is the next Open Season?

The annual Federal Benefits Open Season is held each year from the Monday of the second full workweek in November through the Monday of the second full workweek in December.

Related Questions