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I'm on leave without pay



Generally, your enrollment may continue for up to 365 days of leave without pay unless you want it to terminate, or do not respond to your employing office's notice about continuing coverage during a period in leave without pay status. You must pay the employee share of premiums for every pay period your enrollment continues.

If you are currently in a leave without pay or other type of nonpay status, or receiving pay that is insufficient to cover the cost of your FEHB premiums, and have not received a notice from your agency, you should contact your employing office.

If you elect to continue coverage during leave without pay status or insufficient pay, you can choose either to pay the premiums directly or to incur a debt. Your employing office may also offer a pre-pay option.

Your enrollment will terminate at the end of the pay period which includes the 365th day in consecutive leave without pay status. You will have a 31-day extension of coverage and conversion rights.

You can find additional information in the FEHB Handbook.

Dental or Vision

You must contact BENEFEDS at 1-877-888-3337, to make arrangements to pay your premiums directly, on a post-tax basis.

Your coverage will end when you begin a period of non-pay status if you are not making direct premium payments to BENEFEDS.


Your Basic Insurance stops at the end of the day on which you complete 12 months of nonpay status, subject to a free 31-day extension of coverage and conversion privilege to a nongroup policy. Your employing office must complete an Agency Certification of Insurance Status (SF 2821) and a Notice of Conversion Privilege (SF 2819), the same as for any other termination action. Please refer to the FEGLI handbook for more information.

Flexible Spending Accounts

Call FSAFEDS at 1-877-FSAFEDS (372-3337), TTY: 1-800-952-0450 for additional information.

Long Term Care

This will not affect your FLTCIP coverage. Your coverage will remain in effect as long as you continue to pay premiums. If you pay your premiums through payroll deduction, you will need to contact Long Term Care Partners at 1-800-LTCFEDS (1-800-582-3337) to make other billing arrangements. You may also complete the Billing Change Form which can be found at

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