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I'm retiring on disability



For general information on disability retirement and FEHB eligibility, please visit the FEHB Handbook. If your disability retirement application is approved (FERS or CSRS), your employing office will follow the same procedures as it would for a regular retirement. For more information, please visit the Retirement website.

Dental or Vision

If you are currently enrolled in FEDVIP, your coverage will automatically continue into your disability retirement. You cannot enroll, cancel or change FEDVIP coverage just because you retire on disability. If you are not already enrolled in FEDVIP, you will be eligible to enroll during the annual Federal Benefits Open Seasons.


You may be eligible to continue your FEGLI coverage if you have had it for the five years immediately preceding retirement or for all periods it was available to you if less than five years. If you have had coverage LESS THAN five years you cannot continue it. Unlike FEHB, there is no waiver of this regulation. Please refer to the FEGLI Handbook for more information.

Flexible Spending Accounts

If you are currently enrolled in FSAFEDS your coverage will end when you retire. Annuitants cannot enroll in FSAFEDS.

Long Term Care

This will not affect your FLTCIP coverage. Your coverage will remain in effect as long as you continue to pay premiums. If you pay your premiums through payroll deduction, you will need to contact Long Term Care Partners at 1-800-LTCFEDS (1-800-582-3337) to make other billing arrangements. In most cases, you can have your premiums deducted from your annuity once it has been finalized.

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