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You can use voluntary contributions you made while working under the Civil
Service Retirement System to purchase additional annuity when you retire or you
can withdraw the contributions in a one-time payment.
You can purchase additional annuity of $7 per year for each $100 of voluntary
contributions, plus 20 cents for each full year you are over age 55 when you
retire. By electing to take a reduction in the additional annuity, you can also
purchase additional annuity for a surviving spouse who may receive a benefit
after your death.
Most people want to withdraw their voluntary contributions in a one-time
payment. If the amount of the voluntary contributions, plus interest, is more
than $200, you can roll the funds into an Individual Retirement Account (IRA) or
other qualified retirement plan to defer income tax.
If you want to withdraw your voluntary contributions, you should submit
either a Form RI 38-124 or Standard Form 2802 with the statement in item number
seven, "I want only my voluntary contributions to be refunded to me." You can
get these forms from your employer. You should submit your request at least 60
days before your expected retirement.
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