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Life

Questions and answers

No. The FEGLI Program provides group term life insurance. It does not have any cash value and you cannot borrow against your coverage.

The only opportunities to get money from your coverage while you are still alive are
(1) if you are terminally ill and qualify for Living Benefits, or
(2) if you assign your coverage to a person or corporation who is willing to pay you cash now in exchange for ownership of your life insurance.
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