Post-Retirement

No. Once a child loses eligibility for coverage at age 26, you must request a change in enrollment to decrease your enrollment type. The effective date of a change in enrollment type is the first day of the first pay period following the date OPM receives your request, or at your request, the employing office may make the change effective on the first day of the pay period following the one in which there was, in the case of a self plus one enrollment, no family member or, in the case of a self and family enrollment, only one or no family member. If you want to retain family coverage or switch an existing self plus one coverage to cover a different family member, you do not have to change the enrollment type and the premium will remain the same. You will need to submit a request to OPM to switch a covered family member.