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If an employee dies and no survivor annuity is payable based on his/her death, the retirement contributions remaining to the deceased persons credit in the Civil Service Retirement and Disability Fund, plus applicable interest, are payable.
You do not need to make a designation if you are satisfied with the order of precedence that the law provides. That order of precedence follows:
Payment of a lump sum will be made to the first person or persons listed above who are alive on the day you die.