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Multi-State Plan Program and the
Health Insurance Marketplace


The Multi-State Plan (MSP) Program, established under the Affordable Care Act, directs OPM to contract with private health insurers in each State to offer high-quality, affordable health insurance options called Multi-State Plans.  MSP coverage will be available in the Health Insurance Marketplace.  Open enrollment for the Marketplace begins October 1, 2013, and lasts until March 31, 2014.  If you do not have access to health insurance through work, or cannot afford the coverage you have, the Marketplace may be right for you.

OPM has efficiently administered the Federal Employees Health Benefits (FEHB) Program for over 50 years, keeping administrative costs low while providing strong consumer protections.  Drawing on this experience, OPM will provide strong oversight of MSP insurers and work to ensure a level playing field in the Marketplace.

To learn more about the Affordable Care Act and the Marketplace, and to enroll, please visit

To see what MSP options are available, select your State below.

*MSP coverage available in limited areas in Kansas, Missouri, Nevada, New York, Washington, and Wisconsin.

MSP Coverage No MSP Coverage

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