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Healthcare & Insurance Multi-State Plan Program and the
Health Insurance Marketplace


If you are enrolled in a Federal Employees Health Benefits (FEHB) plan, you should not be enrolled in, or covered by, a Multi-State Plan (MSP Option).


The Multi-State Plan (MSP) Program, established under the Affordable Care Act, directed OPM to contract with private health issuers to offer health insurance plans called MSP options. MSP options were offered through the Health Insurance Marketplace (Marketplace or exchange) from 2014 through 2018.

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