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Frequently Asked Questions Insurance

I am currently enrolled in Self and Family and only have one eligible family member (either a spouse or an eligible child). Should I switch to Self Plus One?

 OPM, your agency, and your carrier cannot make enrollment decisions for you. However, for 95% of FEHB enrollees currently in Self and Family with only one eligible family member, it makes financial sense to decrease your enrollment to Self Plus One as your premium will be lower. It is important to take a look at your plan details, including premiums and benefits, before making an enrollment decision. If you do not change your enrollment to Self Plus One during Open Season, you will remain in Self and Family and will not be able to change your enrollment until either next year’s Open Season or if you experience a Qualifying Life Event (QLE) throughout the year.

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