Skip to page navigation
U.S. flag

An official website of the United States government

Official websites use .gov
A .gov website belongs to an official government organization in the United States.

Secure .gov websites use HTTPS
A lock ( ) or https:// means you’ve safely connected to the .gov website. Share sensitive information only on official, secure websites. / Insurance / Guide Me
Skip to main content

Guide Me

Federal Employees


Choose a program to begin:


As a Federal employee, you may be able to enroll in health, dental, vision and life insurance, flexible spending accounts, and apply for long term care insurance. You can find information about each program by clicking on one of the links below. Each section includes common questions to help guide you to the information you need. Learn More


Eligible employees and annuitants can choose among 7 nationwide and 5 regional dental plans. Nationwide plans also offer international coverage. Learn More


Eligible employees and annuitants can choose among 5 nationwide vision plans. Nationwide plans also offer international coverage. Learn More


We offer the largest group life insurance program in the world, covering employees, retirees and family members. Learn More

Flexible Spending Accounts

Eligible employees can choose to enroll in up to three different flexible spending accounts during Open Season. Learn More

Long Term Care

Most Federal and U.S. Postal Service employees and annuitants, active and retired members of the uniformed services, and their qualified relatives are eligible to apply for insurance coverage under the FLTCIP. Learn More


How do I find a plan?

OPM offers a variety of ways for you to find health plans, and the information you need about them.

  • Plan Comparison Tool - an interactive tool directing you to individual health plan brochures, benefit and premium information, and health plan results from member surveys and accreditation reviews.
  • Plan Info by State - find health plans by state and review health plan brochures, directories of doctors and hospitals who participate with those plans, links to the plan websites, how the plans benefits change from one year to the next, and explanations of the plans' patient safety initiatives.
  • Premiums - find the premiums for health plans.
  • Types of FEHB Plans Want to learn more about the different types of plans that participate in the FEHB Program and how you pay for and receive care under each type?
  • You can find out information on overseas coverage by FEHB plans by visiting our plan information pages.
  • Selecting Quality Healthcare – discover how OPM evaluates health plan quality, and what customers are saying about their care experience.


Try these private sector comparison tool:

Related Questions

Control Panel