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OPM.gov / Insurance / Guide Me
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Guide Me

Federal Employees

Overview

Choose a program to begin:

Health

As a Federal employee, you may be able to enroll in health, dental, vision and life insurance, flexible spending accounts, and apply for long term care insurance. You can find information about each program by clicking on one of the links below. Each section includes common questions to help guide you to the information you need. Learn More

Dental

Eligible employees and annuitants can choose among 7 nationwide and 5 regional dental plans. Nationwide plans also offer international coverage. Learn More

Vision

Eligible employees and annuitants can choose among 5 nationwide vision plans. Nationwide plans also offer international coverage. Learn More

Life

We offer the largest group life insurance program in the world, covering employees, retirees and family members. Learn More

Flexible Spending Accounts

Eligible employees can choose to enroll in up to three different flexible spending accounts during Open Season. Learn More

Long Term Care

Most Federal and U.S. Postal Service employees and annuitants, active and retired members of the uniformed services, and their qualified relatives are eligible to apply for insurance coverage under the FLTCIP. Learn More

Health

I’m not currently enrolled. When can I enroll?

If you didn’t enroll when first eligible, you may enroll during the annual Federal Benefits Open Season (mid-November through mid-December) or upon experiencing an FEHB-specific Qualifying Life Event (QLE).

An open season enrollment is effective the first day of the first full pay period that begins in January of the following year. An enrollment based on a QLE is generally effective the first day of the first pay period that begins after your enrollment request is received.

You can find additional information in the FEHB Handbook

You may be able to enroll using the Health Benefits Election Form (SF 2809), a screen-fillable version is available, or through an agency self-service system such as Employee Express, MyPay, Employee Personal Page, or Employee Benefits Information System (EBIS). Contact your Human Resources Office for details. If you don't know where to find your Human Resources Office, see your supervisor.

Note: FEHB coverage continues each year. You do not need to re-enroll each year.

Related Questions

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